

Here is a breakdown of how the winners for this challenge will be rewarded:
- The top 5.0% of ideas will share 62.5% of the rewards pool
- The next 7.5% of rated ideas share 25.0% of the rewards pool
- The next 12.5% share 12.5% of the rewards pool
In summary, 25% of participants will be eligible to win a reward based on how their ideas are rated!
Smart-home technology has revolutionized the way we live, offering unprecedented convenience and control. But beyond comfort, it holds great potential to protect our most valuable assets: our family, pets, and our homes. From smart sensors that detect intrusions to intelligent systems that prevent electrical fires, monitor and automatically shut-off water, the possibilities are endless.
We are a major insurance company in the US (think Geico, Progressive, State Farm, etc.). In this challenge, we are looking for innovative ideas to use smart-home technology to keep families and pets safe and reduce insurance claims that disrupt everyday life. As an example, a popular product that is widely used by consumers is a plug-in device called Ting that helps prevent electrical fires before they happen and shares information to your insurance provider. This helps assess customers’ home fire risk, and safe homes are rewarded with lower insurance premiums.
We want you to translate this type of technology into home safety and create a smart-home product that not only anticipates needs, but also actively protects homeowners from danger. This could be a product that is integrated with your smoke detectors, security systems, HVAC systems, or anything similar.
Let your creativity flow!
Check out our Active Challenges or our Survey Opportunities for more ways to earn.